Bookkeeping

Accounting without the guesswork

You sell. Svippit counts. Sales, VAT and fees, month by month, ready for your books and your VAT return.

How the money moves

Three parties, three clear roles. Nothing is pooled and nothing is held back.

1

The customer pays in Vipps

Your buyer pays in the Vipps or MobilePay app. Prices in your store include VAT, like in every other Nordic shop.

2

Vipps pays your account

Vipps MobilePay settles the money straight to your business account, minus its own transaction fee. Svippit never holds your money.

3

Svippit invoices its fee

On the 15th of the following month you get one invoice for the platform fee on last month's sales. Below 10 NOK there is no invoice.

What you book

Three lines a month. Every number comes from a source you can point to.

Sales

The month's captured sales, incl. VAT, from the Reports page. Need the detail? Download one CSV per month with one row per order.

Source: Svippit, Reports

Vipps MobilePay fee

Deducted before payout. Payment services are exempt from VAT, so book it as a cost without VAT. The amounts are in the settlement report in the Vipps MobilePay portal.

Source: Vipps MobilePay portal

Svippit fee

Our invoice, once a month. It is issued without VAT today, and the Reports page always states the VAT status of the fee for each month.

Source: Svippit, Billing (PDF)

VAT, without the guesswork

If you are VAT-registered

The Reports page splits every month's sales by VAT rate: basis, VAT and total. Add up the months in your VAT period and you have the figures for the return. Rates come from what you set on each product, so an e-book can be 0 % and a course 25 %.

If you are not

Set the VAT rate on your products to 0 % so receipts and reports show no VAT. The year table shows your running turnover, so you see the registration threshold coming.

When registration becomes mandatory

  • Norway
    50 000 NOK turnover in a rolling 12-month period
  • Denmark
    50 000 DKK turnover in a calendar year
  • Finland
    20 000 EUR turnover in a calendar year

Rules and rates change and depend on what you sell. Your accountant or the tax authority has the final word; Svippit gives you the numbers.

Works with the accounting system you already use

Nothing to integrate. Download the month as CSV, save our invoice as PDF, and book the Vipps settlement from the Vipps report. That is all any accountant needs.

Used with: Fiken, Tripletex, Conta, Dinero, e-conomic, Procountor, Netvisor and every spreadsheet.

  • CSV per month, one row per order, with VAT and fee
  • Invoice PDF for the Svippit fee
  • Oslo calendar months, so the figures line up with your VAT periods

Common questions about accounting and VAT

Does Svippit hold my money?
No. Vipps MobilePay settles every sale directly to your business account. Svippit sends a separate invoice for its fee once a month.
Is there VAT on the Svippit fee?
Not today. Visplan AS, the company behind Svippit, is not VAT-registered yet, so our invoices carry no VAT. When that changes, VAT is added where applicable, and the Reports page shows the fee's VAT status for every month.
Is there VAT on the Vipps fee?
Payment services are exempt from VAT in Norway, Denmark and Finland, so the Vipps MobilePay fee is booked as a cost without VAT. The exact amounts are in the settlement report in the Vipps MobilePay portal.
Which VAT rate should my products have?
The rate that applies to what you sell in your country: the standard rate for most goods and services, reduced rates for things like food, and 0 % if you are not VAT-registered. You set it per product; ask your accountant if you are unsure.
When does a sale count?
Once you have captured the payment. It is dated to the day the customer paid. Reserved but uncaptured payments are not sales, and cancelled or expired reservations never appear.
What happens with refunds?
A refund reduces the sales figure for the month the order was paid, and the Svippit fee with it. The CSV shows the refunded amount per order.
Can my accountant get the numbers?
Download the monthly CSV and the invoice PDF and send them over. That is the whole hand-off.

Bookkeeping figures are included for every store. No extra plan, no add-on.

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